Review 2021 - In This Guide, We Will Take You Through Of How To Invest In review – Although the digital currency market has entered a bear market with depressed crypto prices, the cryptocurrency companies are still growing strongly over the past years. 

That said, the crypto investors and enthusiasts looking for meaningful engagements are still left in the dust as there are not many crypto cases for direct customers. 

Luckily, you can consider global company offering plenty of interesting services such as buying and selling over 50 digital currencies through a convenient platform. 

In this review, we’ll look at the features of this platform, and why you should consider it as one of your cryptocurrency exchanges. 

What is is an investment, trading and wallet application that encompasses a range of products meant to promote the massive adoption of cryptocurrencies. 

While the platform’s main selling point mainly revolves around its MCO Visa Card, its other products include the Crypto Wallet Application, with useful features including Earn, Invest, Pay and Credit, as well as its proprietary MCO and CRO coins. 

One of the main concerns that hamper development in the digital currency sector is the lack of adoption by the masses. 

There are millions of potential investors who decided to stay out of the industry because they can’t see how digital currencies are of benefit to them. 

Many investors are looking for a platform that can make digital currency easily accessible and easy to use. This is where comes in. has an MCO Visa Card and Smartphone app that enables its users to access a variety of payment methods to spend their funds freely without any restrictions. 

More importantly, this platform enables investors in the digital currency market to store their virtual assets in the form of BTC, ETH and other supported digital currencies in this all-in-one wallet. 

In short, this platform enables users to integrate digital currencies into their daily lives smoothly. This has the potential to stimulate massive retail adoption. 

This application aims at bridging the gap between blockchain technology and the world of traditional finance by allowing users to utilize their digital currencies in their daily transactions. Exchange 

After acquiring over 1 million users in about four years since it was launched, the platform took an extra step to launch an exchange. The exchange was launched in November 2019, and this is another strategy the company will put digital currency in every wallet. 

With the huge user base, the exchange provides excellent liquidity, as well as world-class security. Finally, users enjoy an easy-to-use interface and fees that can be as low as $0 when enough CRO tokens are staked. 

The platform already provides its users with several useful features, such as the Crypto credit card, crypto invest and crypto earn platforms. Plus the brand is trusted, which will help in attracting new users. 

Depositing and Withdrawing from

Before making a deposit or withdrawal from the app, you should check your wallet address. If you’re off by even a single letter you will put yourself at risk of losing the funds you’re attempting to deposit or receive. 

This is something that you’ll face with most cryptocurrency exchanges. As such, we have offered this fair warning to ensure you don’t run into any careless mishaps.

  • Depositing Funds

To deposit your funds, select the “Transfer” option on the home window. 

You’ll see a page with a wide range of digital currencies. After selecting your cryptocurrency of choice, you’ll be presented with your wallet address. 

Send this address to the send to receive digital currency. 

Setting Up Your Fiat Wallet 

Next, you’ll need to set up your fiat wallet. 

Select “Home” on the home screen, then click “Fiat Wallet”. 

Next, select “Set Up New Currency” on the next screen. 

You’ll be presented with options ranging from the US dollar and the Euro to the Croatian Kuna. 

Select one of these currencies to continue. 

If you intend to deposit US dollars, you’ll see a page requiring you to input your address and social security number. 

If you want to deposit Euros, you’ll be required to choose between SEPA and SWIFT. We highly recommend SEPA because it is easier and faster. 

Purchasing Digital Currency

Purchasing crypto is as easy as depositing funds. 

Simply click “Buy” and get started. 

You’ll be presented with three options to purchase digital currency on the app. 

First, you can access the amount available in your smartphone crypto wallet, complete the purchase with a credit card or debit card, or use the amount available in your fiat wallet. 

Before using your credit card, understand you’ll be charged a 3.5% processing fee per purchase which will go to the card processor. As such, this option is not ideal for those looking to buy and sell crypto instantly. 

Select the method you prefer and select the digital currency you intend to purchase. 

Click “Purchase”.

Note: ensure you have enough funds to complete the transaction. 

Coin Listings 

The exchange has listed 35 market coin pairs and plans to add more in the coming months. 

MCO Platform has built its services on the MCO platform to solve the issues of usability and accessibility, which many in the crypto sector face. One of the most anticipated of these products is the MCO Visa Card. 

The Card is’s plan to link a Visa card with digital currency accounts, making it easier for their users to spend their digital currencies on daily purchases, wherever Visa is accepted. 

Additionally, the brand has become the home for different MCO products and services because of the partnership. One of these services is the MCO wallet app and the MCO token. 

The most recent addition is the Crypto Invest, this will enable users to make easy investments in the cryptocurrency market. 

Other products that will be added soon include Crypto Credit, which will give users a credit line based on MCO tokens held as collateral, and MCO Private which will offer specialized products and services to high net-worth investors

The MCO Visa Card 

The portfolio of Visa Cards offered by range from the top of the line Obsidian Black, which requires a 50,000 MCO stake, to the baseline Midnight Blue, which does not require a stake. 

Each level has additional perks. 

By pairing the MCO Visa Card with the MCO wallet, you can spend your digital currency seamlessly at the over 40 million retailers globally. 

The list of benefits for these cardholders rivals that of any of the best Visa rewards cards. With this Visa Card, users can enjoy services at no annual fees, get free shipping, receive up to 5% cash back on purchases, and some cards get unlimited airport lounge access.

Additionally, this card has memberships for Netflix, Amazon, and Spotify, as well as a 10% discount on purchases from AirBnB and Expedia. 

Users can spend overseas and receive interbank exchange rates. With the Platinum Referral Reward Program, you can earn up to a $10,000 sign-on bonus! 

The MCO Visa Card was among the cornerstones of since it was launched, and thus it is well-known around the world. has been operating for two years, and this is enough time for refining and perfecting its offering to give users the best possible Visa debit card. The company plans to offer low-rate credit service soon. 

Cards have been shipping to Singapore since the Q4 of 2018. In July 2019, the first cards were shipped to customers in the United States. 

Most recently in March 2020, cards were shipped to customers in the United Kingdom and the rest of Europe. 

With the first tier card that is free of charge, any user living in areas where the card is already shipped can get started with an MCO Visa Card. The user benefits are improved with each higher tier, but since the MCO token is now valued over 5$ (as of April 2020). 

Users can find it a bit expensive to purchase the Rose Gold and Icy White tiers (5,000 MCO), not to mention the top Obsidian Black tier which requires users to have 50,000 MCO. 

This means that Obsidian Black requires over $250,000 in MCO tokens, the next level Icy White/Rose Gold MCO Visa Card requires $25,000, while the Ruby Steel Card with a 2% cashback requires a stake of 50 MCO, valued at $250. 

In between these tiers are the Jade Green and Royal Indigo cards, which require 500 MCO staked and come with 3% cashback as well as some other benefits like subscriptions on Netflix and Spotify. 


The exchange charges a basic fee of 0.008% for makers and 0.02% for takers. These fees can be reduced by staking CRO tokens. 

The platform offers deep global liquidity through proprietary Vortex Liquidity Engine.

One benefit to users who stake enough CRO at the exchange is access to the Syndicate, where users with access receive new coins debuted and sold at a discount.

The Syndicate

This is a feature where users who stake their CRO at the exchange can purchase other digital currencies at a discount. A minimum of 10,000 CRO must be staked to take part in The Syndicate. 

This has been operating since 2017. 

There are sales in which members of The Syndicate can purchase BTC and ETH at a 25% discount, and others for XTZ, BCH and LINK where the price is discounted by 50%. 

After coins go through a syndicate event, they are then listed on the exchange for trading. They may also be involved in trading battles in the Trading Arena, with various bonuses for traders who rack up the most significant trading volumes. 

Additionally, there are lucky draw events, and users holding CRO can increase their chances of winning. Staking CRO in The Syndicate also provides returns of up to 20% per annum. 

Soft Staking

The exchange has made the platform more attractive to users by introducing the “Soft Staking”, which provides rewards of up to 5% per annum on 14 different digital currencies. 

There is no lockup period, and users get daily rewards, without any extra steps on their part. If these coins are held in a wallet, the user receives the staking reward. App 

This application is similar in functionality to the application owned by Coinbase. The app supports deposits of over 20 different fiat currencies and allows users to buy and sell over 50 different digital currencies. 

Users with MCO Visa Cards can use the card to spend balances from the appl. 

Additionally, the app is robust on- and off-ramp for digital currencies and also supports credit/debit card purchases. 

Users can also send digital currencies to their friends at zero fees. 

One of the best features of this app is that you get paid for inviting your friends. offers a lucrative referral program that provides a $50 equivalent sign-up bonus for you and your friend. 

You can also apply for the MCO Visa Card on the application. Applying for your card of choice is painless and only takes a few minutes.


You can feel secure thanks to the institutional-grade security and custody systems implemented at the platform. 

Some of the security features include an ISO Certification 2700:2013, level 1 PCI DSS and CCSS (Level 3) Ledger Vault enforcement and collaboration.

Pros & Cons

Customer support

The platform’s customer service is quite impressive. First, has a FAQ page where you can access any solutions to many challenges you might encounter while trading on the platform. 

Additionally, you can contact the customer support team via their email address to seek assistance for any issues you may have. 

Conclusion is a revolutionary platform that allows users to buy digital currencies using their credit or debit cards.  The platform has an impressive suite of features and acts as a one-stop-shop for many digital currency investors.

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